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Does Target Credit Union offer any products and services to help members rebuild credit history?

January 21, 2016

We've got all the tools you need to turn your credit into an opportunity-generating machine! Whether you're totally new to banking or just looking for a fresh start, we're here to help.

If you need to build or repair your credit, the LAUNCH™ Card is an excellent resource for stacking up on-time payments and other positive credit file information. This secured credit card lets you:

  • Establish or build a credit and payment history at your own pace.
  • Choose your own credit limit—starting at $150—secured by a savings deposit.
  • Earn additional credit line increases by making on-time payments and regular deposits to your savings account.

Even with the right tools, building a brighter financial future can feel like a long journey—but you don't have to do it alone! Life. Money. You.™ gives you practical advice and helpful tips on:

  • Building credit
  • Getting out of debt
  • Managing your money
  • Owning a home
  • Buying a vehicle
  • A lot more!

Lastly, the Credit Union has partnered with BALANCE, a financial education and counselling program that helps you get on top of your situation. Whether you want a trained professional to review your credit reports with you or are looking to get a spending and savings plan in place to help you achieve your goals, BALANCE has certified financial counselors ready to assist you. Best of all, this service is free to members of the Credit Union. For more information visit the website at balancepro.net or call a Counselor at 888-456-2227.

— Eric L.