Broad Based Planning

It’s about taking the time to do it the right way.

Our thorough, disciplined process is structured to address your needs and wishes.  

Meeting 1: The Initial Meeting

We define the scope of our engagement and review your goals, dreams, measurable objectives and concerns. We confirm your assets, liabilities, income, expenses and timing.

Meeting 2: Review of Your Family’s Draft Plan

With your input from the first meeting, we provide an initial draft of your financial plan. Our assessment typically includes a Monte Carlo simulation of whether or not you are on-track to meet your retirement goals and a full cash-flow analysis. We discuss your financial strengths and risks and make suggestions to improve your probability of success.

Meeting 3: Finalize Your Plan And Begin Implementation

You will finalize your plan and we will discuss next steps to begin implementation.

Monitor and Review

  • Because preferences, personal circumstances and the economy change over time, we continue to monitor and review your investments on an ongoing basis.
  • It is important to be prepared and have a disciplined approach to reviewing your financial goals and investment strategies. Your advisor will schedule periodic meetings to ensure you remain on the right path to achieve your goals as life happens.

woman at laptop using online banking

Digital Wealth Management

A self-service channel that allows you to develop an account, choose investments
and actively manage your portfolio on an ongoing basis.

Learn More
  • Disclosure


    For detailed information, including Form ADV Parts 1, 2, 2b, 3 (Form CRS), and Appendix 1 (Wrap Brochures) visit the SEC website.

    *All references to BCU Wealth Advisors will mean BCU Wealth Advisors, LLC, a wholly-owned subsidiary of BCU. Investment advisory services are offered through BCU Wealth Advisors, LLC; an investment adviser registered with the United State Securities and Exchange Commission and domiciled in the State of Illinois. Insurance products and services in California are provided by Insurance Services of BCU (CA License #0L98492). Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA / SIPC) and SEC-registered investment adviser. Products and recommended securities offered through BCU Wealth Advisors or CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Baxter Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. This website is not to be directly or indirectly interpreted as a solicitation of investment advisory services to residents of a jurisdiction unless the firm is notice-filed, registered or is eligible for exemption from notice-filing or registration in that jurisdiction. The contents of this webpage are not to be copied, quoted, excerpted or distributed without express written permission of the firm. Nothing on this webpage is intended as legal, accounting, or tax advice, and is for informational purposes only.

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