Become a Member
of the Credit Union

You Belong Where Banking is Better

As a Target employee, you and your family have exclusive access to Credit Union membership from BCU. You’ll find lower rates, greater rewards, and exceptional service – delivered by people who are committed to putting you first.

Ready to get started? Click the Join Today button or call 800-388-7000 between 8 a.m. and 6 p.m. Central Time.

The BCU Difference

BCU is one of the nation's Top 100 credit unions, serving over 350,000 members in the United States and Puerto Rico. With a Mobile app rated 4.9/5 stars and 90,000 in-network ATMs—no Branch required!

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Best Credit Unions

CNET

Forbes best-in-state credit unions

Best-in-State Credit Unions

Forbes

daily herald

Best Of The Best Credit Union

Daily Herald

gallup

Exceptional Workplace Award

Gallup

CardRates.com Editor's Best Most Respected Credit Unions in Illinois

Most Respected Credit Unions

CardRates.com


Financial Freedom Awaits

It only takes a few minutes and the following information to open an account:

  • Your Social Security Number
  • Government Issued ID (Driver’s License, Passport or State ID)
  • Date of Birth
  • Complete home address



Not ready to Join today? Share your contact info and we’ll reach out within 1 business day:


By submitting, you agree to receive phone calls or electronic communications for more information by auto-dialer, pre-recorded calls, email, and/or text/SMS messages, from, or on behalf of, BCU, at the information provided. Contact made by BCU will strictly be for the purposes of fulfilling your informational request. If you decide you no longer want to hear from us in future communications, you can opt-out at any time. Simply visit a Service Center or contact us at 800-388-7000 and let us know you no longer want to receive calls or electronic communications.


We turn profits into great products.

Any money we make above operating expenses goes directly back to our members in the form of money-saving products and services, like:

High-Interest Checking

with no monthly maintenance fees.

Low-Rate Loans

for homes, vehicles, college tuition and more.

Visa® Credit Cards

with no annual fee and great rewards options.

Direct Deposit

where you can get your paycheck up to two days early*.

Most Popular

View Puerto Rico Rates
View US Rates

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Membership Eligibility

You’re eligible for BCU membership if you meet just ONE of the following:  
• Team member of Target, OR
• Live or work in Cook (north of 95th Street), DuPage, Kane, Lake, or McHenry County in Illinois, or Kenosha County in Wisconsin, OR
• Immediate or extended family of a Target member, OR
• Commit to your financial well-being and subscribe to Life. Money. You. (it’s free)


Hear From Our Members

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