BCU Mortgages and Home Equity Loans

Buying a Home
Starts Here

Unlock the benefits of homeownership
and save money along the way!

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Earn rewards by referring your friends to BCU 

Refer friends and family to the Credit Union and you’ll each get $25*. Log in and refer

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Home Loans

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Auto Loans

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Credit Cards

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Certificates

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Checking

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Personal Loans

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Student Loans

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Wealth Management

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Member Eligibility

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Savings

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Life. Money. You.

Home Equity Line of Credit
through January 2025
0.99% APR (3)
Disclosure
Simply Visa®
introductory
0% APR (1)
Disclosure
Personal Loan
as low as
9.39% APR (1)
Disclosure
Special: 11-Month CD
earn up to
4.00% APY*
Disclosure
Home Equity Line of Credit
for 6 months
0.99% APR (3)
Disclosure
Simply Visa®
introductory
0% APR (1)
Disclosure
Personal Loan
as low as
9.39% APR (1)
Disclosure
Special: 11-Month CD
earn up to
4.00% APY*
Disclosure
View All Rates
View Puerto Rico Rates
View US Rates

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Remember to protect your information! The Credit Union will never contact you to request information we already have.

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How Much Can You Save with the Credit Union?

Select one or all of the options below and see how your savings add up.

Cash Rewards Visa

Earn unlimited 1.5% cash back on all purchases.
PowerPlus™ Checking

Earn high-interest plus unlimited ATM fee refunds with no minimum balance.
Auto Loans

Finance a new or used car or refinance to lower your payment and save.
Home Equity

Get funds for home improvement projects, pay down debt, and more.
HomeAdvantage®

Buy or sell your home with a trusted agent and earn cash rewards at closing.
SmartBuyer™

Enjoy low down payment and no PMI for first-time home buyers.
Consult an Expert
Consult an Expert
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Your Secret To Savings

Discover how to save more with special offers!

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Pick A Card, Any Card!

We offer credit cards for every need – whether it's earning travel rewards, getting cash back, or enjoying low rates.

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