Cash Rewards
Determine if the Cash Rewards card is right for your needs:
Card Benefits
0% APR
on purchases and balance transfers for the first 12 months.2
Variable APR after that.3
Unlimited 1.5% Cash Back
on every purchase with no rebate tiers or revolving purchase categories.*
$200 Cash Bonus
After $1,000 in Spend During First 90 Days1.
Benefits for All BCU Cards
No Annual Fee
There's NO annual fee on any of our credit cards.
No Penalty APR
Your APR will not increase due to a single late or missed payment.
Tap to Pay
Contactless payments are secure, and faster than inserting or swiping your card.
FREE Credit Monitoring
With SavvyMoney®, track your credit score and receive notifications regarding changes to your credit report.
Special Offers
As a cardholder, you'll enjoy opportunities throughout the year for double points, rebates, special promotional rate and more.
Check Current Credit Card Pricing and Terms
Calculate Your Cash Rewards
See how much you could earn
Actual cash rebate will vary, based on individual purchase activity, credit line and promotional offers.
You Belong Where Banking is Better.
At your local Credit Union, you’ll find lower rates, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other financial institutions. Plus, once you join BCU, your family members are eligible too.
Card Holder Resources At Your Fingertips
Log in to your online banking to access all of your BCU card holder resources including:
- Add an Authorized User
- Auto Pay
- Block/Unblock Your Card
- Card Protect
- Cash Advance
- Balance Transfer
- Purchase Alerts
- Request a Credit Line Increase
Apply for a Credit Card
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Disclosure
Cash Rewards Visa® UNITED STATES
Check Current Pricing and Terms
*You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
1Offer only available on new accounts. You will receive a $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
2APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer. All existing payment terms apply.
3The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 9.65% and 18.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 33.00%.
Cash Rewards Visa® PUERTO RICO
Check Current Pricing and Terms
*You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
1Offer only available on new accounts. You will receive a $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
2APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer. All existing payment terms apply.3The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 8.15% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 18.00%.