Personal Loans

¹APR is Annual Percentage Rate. APR is subject to change. The rates listed assume an automatic payment method, a loan term up to 36 months and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $1,000 or more into a credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher. An example of payment terms are as follows: an amount financed of $7,500 with an APR for 10.64% and a term of 60 months would have a monthly payment of $163.10.

²APR=Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 2.74% and 11.74% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective the first day of the following month. The rates listed assume an automated payment method and include a 0.50% discount for having two of the following relationships: a checking account with direct deposit of at least $1,000 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. All rates are subject to credit certification and approval. Maximum APR for all credit is 18.00%.

³APR is Annual Percentage Rate. APR is subject to change. The rate listed assumes an automatic payment method, a loan term up to 36 months and includes a 0.50% Rewards Rate discount for having two of the following relationships: direct deposit of at least $1,000 or more into a credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any BCU Loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards Rate discount cannot be applied to Credit Cards, Stock, CD and Deposit Secured Lines of Credit. Opting out of automatic payment results in a 2.50% interest rate increase. All rates are subject to credit verification and approval. The rates shown are the lowest available and your rate may be higher. An example of typical payment terms are as follows: an amount financed of $10,000 with a 10.14% APR and a term of 60 months would have a monthly payment of $214.89.

⁴APR = Annual Percentage Rate. Rates subject to change. The APR is based on the Prime Rate as published in The Wall Street Journal "Market Data Center" Section (Index). The APR is subject to change each time there is a change in the Index and will be effective on the first day of each calendar month. The APR will be calculated each month by adding a margin between +1.75% and +8.25% to the Prime Rate and is based on the credit profile. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan). Rate includes a 0.50% discount for having two of the following relationships: direct deposit of at least $1,000 or more into a credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval.