Membership Eligibility

*Open to U.S. legal residents who are 18 years or older. To qualify for the referral offer, the existing member must refer a new member to the Credit Union via your referral link or email invitation. The referred new member must open a membership with the Credit Union. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. The existing member who referred and the new member will each receive a well-being deposit of $25.00 into their Share-01 Regular Savings account fifteen (15) days after the referred new member opens a membership. Deposits to the referred member are considered bonuses and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). Anyone who is already a member and receives the code and signs up for another membership will not be eligible to receive the $25 bonus. The referred membership and existing membership must be in good standing to receive offer. To be in good standing requires at a minimum: You are not in default of any loan or other obligation to BCU. You are not subject to any legal or administrative order or levy. You have not caused a loss to BCU. No substitution for offer allowed. Void where prohibited. BCU's decisions are final and binding on all matters relating to this promotion. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. BCU employees and immediate family members are eligible for offer. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061.

1. Open to U.S. legal residents who are 18 years or older unless prohibited by law. Offer valid 12/1/2023 – 12/31/2023 (Offer Period). Prize is two (2) $2,500 well-being deposits. Receive one (1) entry per qualified referral. To qualify for the $2,500 well-being deposit, the existing member must refer a new member to the Credit Union via their referral link or email invitation. The referred new member must open a membership with the Credit Union via referral link by 12/31/2023. Two winners will be announced, and a well-being deposit of $2,500 will be made into each members’ Share-01 Savings account by 1/31/2024. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. A non-Credit Union member winner, who does not wish to open a Credit Union membership will receive the prize as a check. No other substitution for prize allowed. All federal, state or local income, sales and use taxes or other taxes, are the sole responsibility of the Prize Winner. Prize Winner is required to provide their social security number for tax reporting purposes and will receive a 1099 Miscellaneous Tax Form for the value of the prize. No purchase necessary to enter or win. A purchase will not improve the person’s chances of winning with an entry. Void where prohibited. Odds of winning depend on the total number of entries received. One potential winner will be determined from among all eligible entries received in one random drawing to be conducted on or about 1/12/2024. The potential winner will be notified by phone or email. BCU reserves the right to validate the winning entry. BCU’s decisions are final and binding on all matters relating to this offer. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. Participants agree to release, discharge, or hold harmless the sponsor, its respective parents, affiliates, subsidiaries, and others engaged in the development and creation of this offer from any liability, claims, losses, and damages arising out of or relating to their participation in this offer or the acceptance, use, misuse, or possession of any prize received in this offer. BCU employees and immediate family members are not eligible to participate. ALTERNATE METHOD OF ENTRY: On a 3’’ X 5’’ card, hand print your name, work phone, and email address and return it to BCU – ATTN: Refer a Friend Sweepstakes by 12/31/2023. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061. No purchase necessary to enter.