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Compare credit card features and benefits

Cash Rewards Card

Cash Rewards Credit Card

Earn unlimited 2%
cash back on all purchases1
.

Card Benefits

2% Cash Back

If you’re approved for a $5,000+ credit line, you’ll earn unlimited 2% cash back1 with the Cash Rewards Visa® Signature. If approved for less, you’ll earn 1.5%2 with the Cash Rewards Visa® Platinum.


$200 Cash Back Welcome Bonus3

 

0% Intro APR

Save with 0% interest on purchases and balance transfers for 12 months*. 

Check Current Pricing and Terms


Travel Rewards Card

Travel Rewards Credit Card

Earn unlimited 2X
points on all purchases4.

Card Benefits

Unlimited 2X Points

Get unlimited 2X points for every dollar in purchases. Plus, your points never expire5!
Redeem for travel, gift cards, merch, and more. 


35,000 Welcome Bonus Points7

and

10,000 Annual Bonus Points8


TSA PreCheck® or Global Entry Reimbursement6


Simply Visa Card

Simply Credit Card

Simplify your
finances and save
with a low rate
 

Card Benefits

0% APR

on purchases and balance transfers for the first 12 months.*

Variable APR after that.**

Check Current Pricing and Terms


Lower Monthly Payments

Minimize monthly payments on card balances.


Enjoy ongoing savings

with our lowest rate card.


Launch Card

LAUNCH Credit Card

Build or rebuild credit
with a secured credit line
 

Card Benefits

18.00% APR

competitive everyday rate

Secure a credit line with as little as $150.

Check Current Pricing and Terms


Build Credit

Your payment history is reported to each of the 3 major credit bureaus, helping you establish a comprehensive credit rating.


Security Deposit Match

Your credit line will match your deposit ($500 for $500).


Benefits for All BCU Credit Cards

No Annual Fee
There's NO annual fee on any of our credit cards.
No Penalty APR
Your APR will not increase due to a single late or missed payment.
Tap to Pay
Contactless payments are secure, and faster than inserting or swiping your card.
FREE Credit Monitoring
With SavvyMoney®, track your credit score and receive notifications regarding changes to your credit report.
Online Balance Transfer
Easily transfer higher-rate balances to your new account.
Special Offers
As a cardholder, you'll enjoy opportunities throughout the year for double points, rebates, special promotional rate and more!
Digital Account Management Features
Add your card to your digital wallet and manage alerts, preferences, and controls.

Check Current Credit Card Pricing and Terms

Rate APR
17.15 - 26.15%
Disclosure
Rate APR
15.65 - 18.00%
Disclosure
Rate APR
15.50 - 26.40%
Disclosure
Rate APR
12.75 - 18.00%
Disclosure
Rate APR
17.15 - 26.15%
Disclosure
Rate APR
15.65 - 18.00%
Disclosure
Rates may vary by state.
BCU can help you manage finances digitally

Manage Your Card in Digital Banking!

  • Online Balance Transfers: Save by easily transferring balances from high-rate credit card accounts.
  • Add Authorized Users to your account.
  • Block/Unblock Card: Misplaced your card? Place a temporary freeze on the account and unblock instantly.
  • Purchase Alerts: Receive real-time account notifications for transactions on your credit card.
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  • Disclosure

    ​​​​​​​​​​​​​​

    * APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 3/1/2025. Offer available on new Cash Rewards Visa® or Simply Visa® accounts only. Existing accounts are not eligible. Travel Rewards Visa® accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer during the first 12 months.  All existing payment terms apply. 

     

    1You will automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

     

    2You will automatically earn 1.5% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

     

    3Offer only available on new accounts. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.

     

    4Earn 2 points per dollar on all net qualifying purchase transactions (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

     

    5Points will not expire as long as the account is open and in good standing.

     

    6TRV TSA/Global Reimbursement: you are eligible to receive one (1) statement credit of up to $85 for TSA PreCheck® or $120 for Global Entry fees every four (4) years if all required criteria are met. These criteria are the TSA PreCheck® or Global Entry fees must be posted to your Travel Rewards Visa® account, and this account must be open and in good standing (i.e., not cancelled or terminated, not delinquent, over limit, or otherwise not available to use for charges). Your statement credit will be posted to your account six to eight (6-8) weeks after either the Global Entry or TSA PreCheck® program application fee transaction is charged to your credit card account.

     

    7Offer only available on new accounts. You will receive 35,000 CURewards bonus points upon making purchases totaling at least $1,500 (exclusive of credits, returns and adjustments) that post to your account within 90 days of your account open date. Account must be in good standing to receive the bonus points. After qualifying, please allow 6-8 weeks for the rewards to post to your rewards balance.

     

    8TRV Annual Usage Bonus: Each calendar year (January 1st through December 31st) you will receive 10,000 bonus points after making $50,000 in net purchases (purchases less any credits, returns, and adjustments) to your credit card. After qualifying, the 10,000 bonus points will automatically be deposited to your CURewards® balance within one credit card billing cycle.

     

    Visa® and Visa Signature® are registered trademarks of Visa International Service Association and used under license.

     

    SavvyMoney® is a registered trademark of SavvyMoney, Inc.


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