* Open to eligible non-members and existing members who are legal U.S. residents 18 years of age or older unless prohibited by law. Offer valid 4/1/2025 – 5/16/2025 (Offer Period). Eligible non-members open a new BCU membership using promo code CHALLENGE. Receive up to 5 entries per person: One (1) entry for opening an eligible savings account by 5/16 with a minimum $100 deposit, $500 for Certificate of Deposit. Minimum deposit must be made 30 days from savings account open date. Eligible savings account(s) include Share Savings (01), Certificate of Deposit, Rainy Day Savings account, Money Market, Money Market Special, IRA Certificate of Deposit, IRA Money Market, Holiday Club. (Limit 3 entries per membership). One (1) entry for adding or increasing existing monthly direct deposit by at least 20% in July 2025. We will compare the amount of qualifying direct deposit in July 2025 to the amount of qualifying direct deposit in March 2025 to determine if an entry if an entry is earned. A qualifying direct deposit is a monthly recurring direct deposit of regular monthly income, such as your salary, pension or Social Security benefit or other eligible regular monthly income, electronically deposited by an employer or other third-party payer into your account. A transfer completed by ATM, online banking or teller is not a qualifying direct deposit. One (1) entry for sharing a financial goal by 5/16. Prize is ten (10) $1,000 well-being deposits. Ten winners will be announced, and a well-being deposit will be made into members’ Share-01 Savings account by 8/31/2025. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. A non-member winner who does not wish to open a Credit Union membership may elect to receive a check. No other substitution for prize allowed. No purchase is necessary to enter or win. A purchase will not improve the person’s chances of winning with an entry. Void where prohibited. Odds of winning depend on the total number of entries received. Ten potential winners will be determined from among all eligible entries received in one random drawing to be conducted on or about 7/31/2025. The potential winners will be notified by phone or email. The winners must claim their prize within 60 days of the raffle drawing notification. The incentive deposit is considered a bonus and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). BCU reserves the right to validate the winning entry. BCU’s decisions are final and binding on all matters relating to this offer. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. Participants agree to release, discharge or hold harmless the sponsor, its respective parents, affiliates, subsidiaries, and others engaged in the development and creation of this offer from any liability, claims, losses, and damages arising out of or relating to their participation in this offer or the acceptance, use, misuse, or possession of any prize received in this offer. BCU employees and immediate family members are not eligible to participate. ALTERNATE METHOD OF ENTRY: On a 3’’ X 5’’ card, hand print your name, work phone, and email address and return it to BCU – ATTN: The Great Savings Challenge by 5/16/2025. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061.