Cash Rewards Visa® Acceptance
Thank you for replying to your pre-approved credit card offer from BCU.
You're pre-approved!1
Earn cash back on every purchase.
Overview
With your new Cash Rewards Visa Credit Card you'll enjoy:
- 0% introductory APR on purchases and balance transfers for 12 months.2 After that, enjoy ongoing savings with: Check Current Pricing & Terms variable APR3.
- Earn unlimited 2% cash back with the Cash Rewards Visa Signature ($5,000 minimum credit line required)4. Or earn 1.5% cash back with the Cash Rewards Visa Platinum4.
- Plus, earn a $200 cash bonus after $1,000 in net purchases during the first 90 days5.
- No annual fee.
To accept your new card, simply click the link below and complete the short credit application. Your introductory APR will be automatically applied to your new account.
If you have questions, or prefer to complete your response by phone, contact us at 888-389-8344 and a representative will assist you.
1Before we approve you for a credit card, we will review your credit and the information you provide with your application to confirm that you continue to meet the predetermined criteria for this offer. Based on this review, you may receive a Visa Signature card, a Visa Platinum card with different benefits, or you may not receive a card. If approved for a Visa Signature card, your credit line will be at least $5,000. If approved for a Visa Platinum card, your credit line will be at least $1,000.
2APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 12/1/2025. Offer available on new accounts only. Existing accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. All existing payment terms apply. There is a transaction fee of 3% of the amount of each balance transfer during the first 12 months.
3US States: The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 9.65% and 18.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 33.00%.
Puerto Rico: The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 8.15% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 18.00%.
4If you are approved for a credit line of $5,000 or more, you will automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). If you are approved for a credit line less than $5,000, you will automatically earn 1.5% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account will not earn rewards.
5Offer only available on new accounts. You will receive a $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.