Welcome to BCU

Where Premium Returns Meet Personalized Service

You expect more from your money — and you should. BCU is your local, full-service credit union offering exceptional rates, valuable rewards, and personalized service across deposits, auto loans, home loans, personal loans, credit cards, and more.

As a member of the community, you’re eligible for BCU membership! Your money is waiting to grow with these special offers:

Join online or visit your local Branch

Offer automatically applied.

Get a checking account that earns a rate 99x higher1 than national big banks.

BCU 99x higher than other banks gif

Membership Eligibility

You’re eligible! BCU membership is available for those who live or work in Cook (north of 95th Street), DuPage, Kane, Lake, or McHenry County in Illinois, or Kenosha County in Wisconsin.

Join online or visit your local Branch


Just around your corner — and always in your corner.

Crystal Lake
415 South Main St.
Crystal Lake, IL 60014

Amanda Sako
224-207-2052

Gurnee
6411 Grand Ave.
Gurnee, IL 60031

Susy Bolivar
847-932-8830

Kenosha
7114 118th Ave
Kenosha, WI 53142

Rigo Maldonado
224-207-2421

Lake Zurich
444 S Rand Rd. Suite 100
Lake Zurich, IL 60047

Nick Kerimi
224-207-3805

Libertyville
929 N. Milwaukee Ave.
Libertyville, IL 60048

Michelle Cevallos
847-932-8673

Vernon Hills
300 N Milwaukee Ave.
Vernon Hills, IL 60061

Lourdes Padilla
847-932-8941

​​​​​​​​​​​​​​

With a highly-rated mobile app and more than 360,000
members
nationwide, BCU is a name you can trust.

BCU Digital Banking App Image

CardRates.com Editor's Best Most Respected Credit Unions in Illinois

Most Respected Credit Unions

CardRates.com

cnet logo

Best Credit Unions

CNET

daily herald

Best Of The Best Credit Union

Daily Herald

Forbes best-in-state credit unions

Best-in-State Credit Unions

Forbes

gallup

Exceptional Workplace Award

Gallup

  • Disclosure

    ​​​​​​​​​​​​​​

    1. Annual Percentage Yield (APY). Dividends earned for the first 12 months from membership open date. Earning example based on a $15,000 daily average balance. Assume Level 2 qualifications are met with earning 8.00% APY for 3 months after account opening and 4.00% APY for remaining 9 months after account opening. Membership must be opened between 7/1/2025 and 12/31/2025. Level 1 earns 4.00% APY, Level 2 earns 8.00% APY for the first 3 months. After that, balances up to $15,000 earn the higher rate, and over $15,000 earn the lower rate. The 3-month introductory period starts the month the membership is opened and ends on the last day of the 4th month. See rate sheet or website for current rates. All requirements must be met for all three months to qualify for the higher APY. Visit BCU.org/PPC or speak to a representative for more details. Calculation is based on the national deposit rate for interest checking of 0.07 as of 6/16/2025. Source: S&P Capital IQ Pro; SNL Financial Data. Calculations: FDIC. Visit www.fdic.gov/national-rates-and-rate-caps to access published information.

     
    2. Promotional rate accurate as of 7/1/2025 and subject to change. Offer available to BCU members, who fund the 9-month certificate with new money. New money is defined as money not on deposit with BCU at or within 30 days, which had not previously been on deposit in the 90 days prior to the opening of the new share. The minimum balance required to open a Certificate Account and obtain the above promotional annual percentage yield (APY) is $500. Certificates with a balance of $0 will be closed 10 days after the open date. The APY is based on the assumption that dividends will remain in the account until maturity. A penalty may be imposed for early withdrawal. Penalty may reduce earnings. 


    3. Rates and Annual Percentage Yields (APYs) accurate as of 7/1/2025. Offer valid for new Money Market Special account with a minimum balance of $15,000 in new money. New money is defined as money not on deposit with BCU at or within 30 days, which had not been on deposit in the 90 days prior to the opening of the new share. This is a tiered rate account. Balances of $15,000 and greater will earn the introductory rate of 4.00% APY for 6 months from the account open date. The 6-month introductory rate period begins the month the account is opened and ends the last calendar day of the 6th month. After the 6-month introductory period, balances of $15,000 and greater will earn the rate of 1.35% APY. Balances below $15,000 will earn the stated lower rate of 0.05% APY. The rates and APYs are variable and may change. For complete details, see the Service and Fee Schedule in the BCU Consumer Member Service Agreement at BCU.org for a list of fees applicable to this account.

X

Cookies allow us to give you the best website experience possible. Let us know you agree to cookies. See details.

I’m OK with that