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When you open an account, not only do you become a member, you become an owner! You’re just a few clicks away – let’s get started.

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Schedule a phone or in-person appointment with a representative.

Auto Loans

Get a rate as low as 1.39% APRand
save an average of $3,6552 off MSRP with our Auto Buying Service.

Call 800-388-7000 ext. 8941 or visit the BCU branch at Medline Northfield.

Home Loans

Earn an average of $1,771 cash rewards with HomeAdvantage™ when you purchase or refinance your home.

Join the Credit Union

Become a member in the next 30 days and get $25 with promo code “MED21”3

  • Disclosure


    1APR is Annual Percentage Rate. Published rates are accurate as of 8/1/2021, and subject to change. Offer subject to credit approval. Rate applies to 2021 and newer vehicles with a loan term of up to 75 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed also assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 per month or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Individual rates may vary based on credit score and other factors. An example of payment terms are as follows: an amount financed of $25,000 with an APR of 2.14% and a term of 75 months would have a monthly payment of $357.04.

    2Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Baxter Credit Union Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $3,655. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.


    HomeAdvantage® program is made available to you through a relationship between BCU and HomeAdvantage®. Program Cash Rewards are awarded by HomeAdvantage® to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using BCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. HomeAdvantage® may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. States and/or major metropolitan areas included in the HomeAdvantage program include: Major metropolitan areas located within 49 states, excluding SD. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage at 800-203-9014. Terms and disbursement of cash rewards vary by state. HomeAdvantage® is a registered trademark of HomeAdvantage®. The HomeAdvantage property valuation tool is an estimate of value based on the location of the property as well as the availability, accuracy and dependability of market data in the area. It is not an appraisal—it is a computer-generated estimate of worth that should be considered as a starting point in your search for market knowledge. HomeAdvantage is not liable for the usage of this valuation beyond the intention mentioned here. Average cash rewards calculated based on 579 home closings with a real estate agent in the HomeAdvantage network of approved agents between 1/1/2020 and 12/31/2020. Combined cash reward savings calculated based on 3,267 home closings with a real estate agent in the HomeAdvantage network of approved agents between 4/1/2010-12/31/2021.

    3Open to legal U.S. residents who are 18 years or older. To qualify for the offer, the individual must open a new membership with the Credit Union. Membership must be opened in branch or via the website at, and select promotion code “MED21” in the “Additional Questions” section of the online member application. To be eligible to join the Credit Union, an individual must submit a membership application in a Credit Union Service Center or online, in which he or she agrees to conform to BCU’s bylaws and amendments and subscribe for at least one share ($1.00). The $1 in the Share-01 Regular Savings account required to open a membership will be deposited by the Credit Union on behalf of the member. The $1 balance must be maintained in the Share-01 Regular Savings account for the duration of the membership. A person seeking Credit Union membership must also meet at least one of the criteria found at The $25.00 well-being deposit will be made into the new member’s Share-01 Savings account within 30 days of account open date. One (1) deposit per new member. Existing memberships do not qualify for the offer. No substitution for offer allowed. BCU employees and immediate family members are not eligible. Sponsored by BCU, 340 N. Milwaukee Ave, Vernon Hills, IL 60061.

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