Personal Loans & Line of Credit

Is there a difference between a Personal Loan and a Personal Line of Credit?

Yes, a Personal Loan is a great way to consolidate debt from higher-rate loans and credit cards. They can also pay for unplanned expenses or finance a large purchase—like new home appliances. The key perk to having a personal loan is low, fixed monthly payments, with terms up to 60 months.

A Personal Line of Credit provides the flexibility to advance funds to your checking account as needed. You’ll enjoy a low, variable APR and only pay interest on the money you borrow.

Are there any fees associated with an unsecured loan?

Do you offer any discounts on interest rates?

What are Reward Rates?

Rewards Rates allow you to earn more on your deposits and/or save more on your loans. To qualify for a Rewards Rate, you must have two of the following relationships:
a. Direct Deposit of at least $1,000 per month into a checking account at the Credit Union
b. At least $25,000 on deposit with the Credit Union
c. One existing qualifying loan in good standing with the Credit Union, including: Mortgage, Home Equity, Auto, or Credit Cards. The loan must have a current balance and credit cards must have a transaction within the last 30 days. Any Credit Union loan that is not in good standing or is delinquent will disqualify you for Rewards Rates.

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Personal Loan & Line Of Credit

Borrow Smarter

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Personal Loan

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Is there a difference between a Personal Loan and a Personal Line of Credit?

Are there any fees associated with an unsecured loan?

Do you offer any discounts on interest rates?

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Borrow Smarter

Personal Loan

Is there a difference between a Personal Loan and a Personal Line of Credit?

Are there any fees associated with an unsecured loan?

Do you offer any discounts on interest rates?

What are Reward Rates?

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How do I apply for a loan?

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What are your loan terms?

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What are your rates?

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How do I know how much I would be pre-approved/qualified for?

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Can a pre-approval amount be increased?

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Could my pre-approval change?

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How long is a pre-approval good for?

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What are Reward Rates?

How do I apply for a loan?

What are your loan terms?

What are your rates?

How do I know how much I would be pre-approved/qualified for?

Can a pre-approval amount be increased?

Could my pre-approval change?

How long is a pre-approval good for?