¹APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 4/1/2024. Offer available on new accounts only. Existing accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 545 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 546, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. All existing payment terms apply. There is a transaction fee of 3% of the amount of each balance transfer during the first 18 months.

²The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.25% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 18.00%.