You Belong Where Banking is Better.



BCU is excited to partner with Kesem to offer Credit Union membership to all student leaders, alumni, and employees. You’ll find lower rates, greater rewards, and exceptional service – delivered by people who are committed to putting you first. Plus, when you join, your family members are eligible for BCU membership too!


Ready to become a member? Click the Sign me up! button below and select Kesem from the I work for dropdown on the first page of the app.

PowerPlus™ Checking

Earn up to 2.00% APY1 on balances up to $15,000 and 0.05% APY on balances over $15,000.

Plus, get unlimited ATM fees reimbursed.1

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Refinance your student loans and save.

Get a rate as low as 1.49%.2


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Smart way to buy your first home.

Easy qualifications and fast approval.3 Flexible down payment options (as little as 3%). No mortgage insurance required.

Earn an average of $1,707 in Cash Rewards when you work with a HomeAdvantage® agent.


Apply Today Learn More

Maximize every purchase with unlimited 1.5% cash back.4

Plus, 0% Intro APR on Purchases and Balance Transfers for 12 months!5


Apply Now Learn More
  • Disclosure

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    1To earn monthly dividends and unlimited reimbursements of other banks’ ATM surcharge fees, your account must meet these two monthly requirements: Monthly direct deposits totaling at least $500 into your PowerPlus Checking account and completion of at least fifteen (15) transactions that include any combination of the following: BCU Debit Card PIN, Debit Card signature, credit card purchases, Online Bill Pay or ACH payments, which apply toward the monthly requirements in the month they post to your account. Credit card transactions that post on the last day of the month will be applied toward the following month’s transaction total. Accounts not meeting all monthly requirements will not earn dividends and will not receive reimbursements of other banks’ ATM surcharge fees. Rates accurate as of 8/1/2020. The dividend rate and annual percentage yield (APY) may change at any time. Balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. There is no minimum balance required to earn dividends. Dividends are paid monthly and calculated based on the average daily balance method. PowerPlus Checking is available as a personal account only and is limited to one account per member. If you do not have sufficient available funds in your checking account to clear a presented item, funds may automatically transfer from your savings or money market share and may count towards withdrawal limitations for that savings or money market share (Electronic funds transfers from savings and money market shares, which include overdraft transfers are limited to six per month. Each electronic funds transfer in excess of six per month is subject to a $3 excessive withdrawal fee. See Service Charges and Fees Schedule in Consumer Member Service Agreement for further details. PowerPlus™ Checking is a trademark of BCU.


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    2Loans are subject to approval. Rates, terms and conditions subject to change without notice.


    Student Loans and underwriting is made available through BCU. Application processing is available from Credit Union Student Choice on behalf of BCU. Loan servicing and repayment is available from University Accounting Service, LLC on behalf of BCU.


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    3All loan applications are subject to a full underwrite and require verification of income, assets, employment and rental history if applicable. All loans are also subject to final credit approval, which includes verification of application information and receipt of collateral documents. This offer applies to owner-occupied residential properties only. (Single family homes, condos and townhomes). To qualify, you must demonstrate that you haven’t owned a home in the last three years. Loan not available in Puerto Rico.

     

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    4You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.



    5APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer. All existing payment terms apply.

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