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Rates
US | Puerto Rico

Deposits | Loans

Rates are effective as of April 1, 2014.

Checking
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  APY Dividend Rate
Power Interest Checking
    on balances up to $25,000 2.00% 1.98%
    on remainder over $25,000 0.25% 0.25%
Preferred Interest Checking
    $0 - $4,999 0.05% 0.05%
    $5,000 - $24,999 0.15% 0.15%
    $25,000 and above 0.40% 0.40%
Certificates
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  Rewards** Regular
  APY Dividend Rate APY Dividend Rate
Special: 18-month term 1.00% 0.99% 0.75% 0.75%
60-month term 1.85% 1.83% 1.60% 1.59%
48-month term 1.35% 1.34% 1.10% 1.09%
36-month term 1.05% 1.04% 0.80% 0.80%
24-month term 0.80% 0.80% 0.55% 0.55%
12-month term 0.35% 0.35% 0.25% 0.25%
6-month term 0.25% 0.25% 0.15% 0.15%
3-month term 0.20% 0.20% 0.10% 0.10%
36-month Kid's Certificate N/A N/A 1.30% 1.29%
Money Market
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Average Daily Balance APY Dividend Rate
$500,000 and above 0.35% 0.35%
$250,000 - $499,999 0.30% 0.30%
$100,000 - $249,999 0.25% 0.25%
$25,000 - $99,999 0.25% 0.25%
$1,000- $24,999 0.15% 0.15%
Savings
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  APY Dividend Rate
Rainy Day Savings
    first consecutive 12 months 1.25% 1.24%
    after first 12 months    
    on balances up to $25,000 2.50% 2.47%
    on remainder over $25,000 0.25% 0.25%
Regular 0.05% 0.05%
Holiday Club 0.05% 0.05%
Vacation Club 0.05% 0.05%
Stepping Stones Savings Club 0.05% 0.05%
Health Savings Account 1.50% 1.49%
APY = Annual Percentage Yield