We have the tools you need to make your dream of homeownership a reality.
Our Home Loan Specialists are available to answer your questions along the way.Learn More
Make a smart move and own a home with relaxed qualifications and little money down.Learn More
Find a home with a trusted agent and earn $1,545 in cash rewards along the way!*Learn More
Enjoy expanded eligibility, payment flexibility and other borrower-friendly features.Learn More
- Easy qualifications and fast approval**
- Flexible down payment options (as little as 3% down)
- No mortgage insurance required
Navigate the home loan process with these helpful tips and tools.
With HomeAdvantage, you'll partner with a trusted real estate agent and earn $1,545 in cash rewards at closing!*Learn More
Our dedicated home loan experts are here for you every step of the way.
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*The HomeAdvantage program is made available to you through a relationship between BCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using BCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. BCU may have specific rules on how you Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.
**All loan applications are subject to a full underwrite and require verification of income, assets, employment and rental history if applicable. All loans are also subject to final credit approval, which includes verification of application information and receipt of collateral documents. This offer applies to owner-occupied residential properties only. (Single family homes, condos and townhomes). To qualify, you must demonstrate that you haven’t owned a home in the last three years. Loan not available in Puerto Rico.