from another financial institution
and get a $200 cash bonus*. Apply
Hassle-free Car Buying
With our exclusive Auto Buying Service, powered by TrueCar®, get a pre-negotiated price and a stress-free buying experience.
Save even more with rates as low as 1.49%1 when you purchase through our Auto Buying Service and finance with your Credit Union.
Ultimate Price Transparency
See what others paid before you buy from our certified dealers.
Search for a new or used carNew: Find your dream car and see what others are paying.
Used: Search our extensive inventory for your perfect used car.
Lock in savings
Once you’ve found the right car, connect with a Certified Dealer to see your member pricing. Save an average of $3,402 off MSRP**.
Get approved and secure financing before heading to your Certified Dealer.
Drive away with savings
Visit your Certified Dealer and test drive your car. If you love it, sign the paperwork and make it yours – no haggling required!
*Mention this offer to your Loan Representative to determine if you qualify to receive the cash bonus. Auto purchase and refinance loans must be funded between 5/1/2020 - 5/31/2020 to qualify. Additionally, a minimum loan amount of $10,000 is required to receive this cash rebate. Current BCU loans are not eligible. May not be combined with any other vehicle cash promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC) and Loan Payment Protection (LPP). The cash rebate will be awarded in the form of a direct deposit to your Credit Union checking or savings account within 3 business days from the funding date of the loan.
**Between 7/1/18 and 9/30/18, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on users who received in-stock price offers and who TrueCar identified as purchasing a new vehicle of the same make and model as one of the in-stock price offers from a Certified Dealer as of 10/31/18, was $3,402. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing.
1APR is Annual Percentage Rate. Published rates are accurate as of 3/15/2020, and subject to change. The rate listed includes an additional 0.75% APR discount for buying through our Auto Buying Service. To receive this discount, an auto loan must be booked through BCU, and auto purchase must be made at a certified dealer through BCU’s Auto Buying Service purchasing process. Rate applies to 2019 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed also assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 per month or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. An example of payment terms are as follows: an amount financed of $25,000 with an APR of 3.84% and a term of 60 months would have a monthly payment of $460.03.