SavvyMoney®

Overview

The Credit Union is happy to offer an outstanding resource to help you access your completely free credit report and score while receiving vital updates for protecting your information. SavvyMoney arms you with the knowledge you need to turn your credit into an engine for financial freedom, opportunity and security.

SavvyMoney provides:

• Free ongoing access to your credit score
• Continuous access to your credit report at no charge
• Credit protection alerts any time key report information changes
• Personalized analysis of each component of your credit rating
• Educational articles, videos and other tools to help you master your credit.

Visit our Frequently Asked Questions to find out more.

Get started today by:

1. Logging in to Online Banking
2. From the left navigation on your dashboard, click on the More icon, then click the SavvyMoney widget.

Not enrolled in Online Banking? You'll only need your member number to sign up. Then in just minutes you’ll be able to easily access your accounts online.

FAQs

What is SavvyMoney?

SavvyMoney is the best credit score information service out there if you’re looking to crack the code of credit ratings or learn how the information on your credit reports translates into a score. SavvyMoney will help you cut through the clutter of opinions and sales pitches to get to the facts of how you can use your credit to accomplish your life goals.

How can SavvyMoney help me?

Tools offered by SavvyMoney include:

• A free credit score every month
• Personalized analysis of each component of your score
• Clear, simple explanations of factors impacting your score
• Videos and daily articles from personal finance expert Jean Chatzky

Is SavvyMoney really free?

There is no cost to you whatsoever for the SavvyMoney credit score services or products provided by the Credit Union.

Is my information safe with SavvyMoney?

Does using SavvyMoney affect my credit score?

Utilizing the services or products offered by SavvyMoney will never directly impact your credit score. When SavvyMoney accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.

Will the Credit Union honor my SavvyMoney credit score for loan applications?

Absolutely. While your SavvyMoney credit score may differ from the scores we get from the credit bureaus, our goal is to provide you with the best offer we can. If your SavvyMoney score is different than the score we have, simply print out your score and let us know.  We will review your information and determine if there is a better offer we can provide you.

Will someone else on my Credit Union account be able to view their credit score?

In response to member feedback, we're planning to implement this functionality in the next phase of our SavvyMoney service. We'll be sure to let you know when this option becomes available.

I’m having a technical issue with SavvyMoney. What should I do?

Please contact us.